Flood Insurance

Get coverage built to protect your home.

Evolve has booth FEMA backed and Private Flood insurance options.  Let us shop your flood insurance and find a competitive option.

Coverage &
Policies

See all the different ways Evolve can help protect your home.
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Discount

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What items does your dwelling coverage protect?

A standard flood policy will cover the building structure and sometimes personal property if scheduled. Below are items typically covered on the dwelling coverage.

Electrical and plumbing systems
Furnaces and water heaters
Refrigerators, cooking stoves, and built-in appliances like dishwashers
Permanently installed carpeting
Permanently installed cabinets, paneling, and bookcases
Foundation walls, and staircases.
Detached garages
Fuel tanks, well water tanks and pumps, and solar energy equipment

Personal Property coverages available

You can schedule any limit of personal property coverage to protect your belongings. Below are coming items that are covered. 

Underground Service Line
Equipment Breakdown / Home Systems
Roof & Siding Restoration
Cyber
Guaranteed Replacement Cost

Available Discounts

FEMA backed policies will be the same rate regardless of carrier.  We have many Private flood insurance companies that sometimes can be half the FEMA rate.  

Schedule a Consultation Today

Don’t hesitate to get the home and property insurance you need to ensure the safety of your investments. Call us today at 608-205-6376 to schedule a consultation so we can get started on providing you with a free quote.

Schedule
What is personal property?
If you were to take your home, condo, apartment, or rental and shake it upside down, anything that would fall out is considered personal property.
Will I get a refund when I switch insurance?
Yes, if you have paid in for insurance that you haven't used completely you will be returned the unearned premium.
When can I switch insurance?
You are able to switch your insurance whenever you want. Sometimes a commercial policy might have a 10% short rate penalty for switching midterm. Personal lines policies mostly to not have short rate penalties.
What is escrow billing?
Escrow billing is where your lender pays the cost of the home premium every year from your escrow account. A portion of your mortgage payment every month gets put into an escrow account which then is used to pay for your insurance every year.
What is the difference between replacement cost and purchase price?
Replacement cost is how much it would take to rebuild your property with the same materials. This does not include the value of land. Purchase price is how much a home sells for and includes the land value.
Can you cancel my old insurance for me?
Yes, typically we will need a copy of your current declaration. We will then draft up a cancellation for you to e-sign and send over to your previous insurance company/agency.

Still have a question? feel free to reach out!

For any inquiries relating to new business or client servicing feel free to speak to us personally by calling us during normal business hours.

Head office address:

214 S. Forrest St. Ste. 2,Stoughton, WI, 53589, Stoughton.

Call for help:

(608) 886-9507

Mail for information:

Info@eiswi.com