Car, Truck, and Motorcycle Insurance

Get coverage built to protect your vehicle

Evolve Insurance auto insurance is more than quality coverage for your vehicle. With access to innovative tools, money-saving discounts and a local agent, it’s easy to make sure you’re covering all your bases. Read on to see all that Evolve Insurance has to offer.

Coverage &
Policies

See all the different ways Evolve can help protect your vehicle.
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Discount

Learn how you can save on auto insurance by browsing discounts.
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Why do i need to carry car insurance?

By law, vehicle insurance is required in the state of Wisconsin to drive a vehicle, whether it is a car, truck, motorcycle, or boat. However, fulfilling the requirements of the law does not have to break your bank. Evolve Insurance Solutions in Stoughton, Wisconsin, offers affordable auto insurance options for your vehicle and other recreational vehicles that will keep you and other drivers properly protected should the unexpected occur.

Auto insurance is also important because it ensures that you, your loved ones, and other drivers are protected in an accident. By having auto insurance, you will have the funds necessary to purchase a new vehicle should your old vehicle be declared a total loss after an accident.

Auto Insurance

What risks does your policy cover?

It depends where you live, but standard homeowners insurance policies will typically help pay to repair damage caused by certain risks, or perils, including:
Liability
Property Damage
Uninsured / Underinsured
Medical Payments
Roadside ( Optional )
Rental Reimbursement

Available Discounts?

There are many discounts available. Bundle and save even more! Please ask about the below discounts!

Claims Free
Early Shopper
App Based Driving Programs
Multi-policy
Multi-vehicle
Mature Driver
Auto Insurance Discounts

Motorcycle Coverage Available

Bundle your motorcycle coverage and increase your savings. Tailor your coverage to include the things important to you.

Carried Contents
Customization
Towing
Safety course discount
Storage Coverage
Motorcycle Insurance
Consultation

Schedule a Consultation Today

Don’t hesitate to get the home and property insurance you need to ensure the safety of your investments. Call us today at 608-205-6376 to schedule a consultation so we can get started on providing you with a free quote.

Schedule
What is the minimum insurance i'm required to carry?
Every state is different but in Wisconsin the minimum coverage is $25,000/$50,000/$10,000. At Evolve Insurance Solutions we believe that these limits are not adequate to protect you. We recommend a minimum of $250,000/$500,000/$100,000.
What is rental coverage?
Rental coverage will pay for a rental if your vehicle is damaged and needs to be repaired due to a covered cause of loss.
Can anyone use my vehicle?
Yes, you are able to give permissive use of your vehicle. If someone has access to your vehicle(s), is a licensed household resident, or regularly uses the vehicle they should be listed as a driver on your policy.
Do I need full coverage?
If you have a loan out on the vehicle you will be required to have full coverage. Otherwise consider how much it would cost to replace the vehicle and if you are willing to self insure that if you decide to to carry full coverage.
If I rent a vehicle will my insurance cover me?
If you have full coverage on your vehicle to include comprehensive and collision coverage then Yes, typically this will cover you within the US States and Territories. This does not cover "loss of us" which some companies might charge for a vehicle damaged they can't rent out while it's getting repaired.
My child has their temps do I need to add them onto my insurance?
This can vary by carrier but typically you only add the driver once they have their actual license.

Still have a question? feel free to reach out!

For any inquiries relating to new business or client servicing feel free to speak to us personally by calling us during normal business hours.

Head office address:

214 S. Forrest St. Ste. 2,Stoughton, WI, 53589, Stoughton.

Call for help:

(608) 886-9507

Mail for information:

Info@eiswi.com

    Flood Insurance

    Get coverage built to protect your home.

    Evolve has booth FEMA backed and Private Flood insurance options.  Let us shop your flood insurance and find a competitive option.

    What items does your dwelling coverage protect?

    A standard flood policy will cover the building structure and sometimes personal property if scheduled. Below are items typically covered on the dwelling coverage.

    Electrical and plumbing systems
    Furnaces and water heaters
    Refrigerators, cooking stoves, and built-in appliances like dishwashers
    Permanently installed carpeting
    Permanently installed cabinets, paneling, and bookcases
    Foundation walls, and staircases.
    Detached garages
    Fuel tanks, well water tanks and pumps, and solar energy equipment

    Personal Property coverages available

    You can schedule any limit of personal property coverage to protect your belongings. Below are coming items that are covered. 

    Underground Service Line
    Equipment Breakdown / Home Systems
    Roof & Siding Restoration
    Cyber
    Guaranteed Replacement Cost

    Available Discounts

    FEMA backed policies will be the same rate regardless of carrier.  We have many Private flood insurance companies that sometimes can be half the FEMA rate.  

    Still have a question? feel free to reach out!

    For any inquiries relating to new business or client servicing feel free to speak to us personally by calling us during normal business hours.

    Head office address:

    214 S. Forrest St. Ste. 2,Stoughton, WI, 53589, Stoughton.

    Call for help:

    (608) 205-6376

    Mail for information:

    Info@eiswi.com